How to Cut Christmas Expenses
Try and compare last years spending to estimate how much this year’s will cost
Important to calculate how much you actually have to spend this year
Let go of perfection, remember Christmas values of family and good cheer!
Shop online to avoid impulse buying
Secret Santa for gifts whether it be family, friends or work. Everyone gets a gift but everyone doesn’t over spend
Limit TV time and toys catalogues for children, so unrealistic ideas are not asked for or expected
DIY gifts show personality and thought
Top tips for budgeting in general
Use Cash not Card
Focus on Saving
Keep your receipts
© Copyright 2016. Anthony Joyce is authorised by the Insolvency Service of Ireland to carry on practice as a personal insolvency practitioner.